1. Agreement to Terms

These Terms of Use constitute a legally binding agreement between you and lumitirayvia ("Company," "we," "us," or "our") concerning your access to and use of the lumitirayvia.com website and any related services, features, content, or applications offered by us.

By accessing or using our platform, you acknowledge that you have read, understood, and agree to be bound by all terms and conditions stated herein. If you do not agree to these terms, you are prohibited from using or accessing this site.

2. Modifications to Terms

We reserve the right to modify these Terms of Use at any time without prior notice. Any changes will be effective immediately upon posting to our website. Your continued use of the platform following the posting of revised terms constitutes your acceptance of such changes.

We encourage you to review these terms periodically to stay informed about any updates. The date of the most recent revision will always be indicated at the top of this document.

3. User Eligibility and Registration

Age Requirements

You must be at least 18 years of age to use our services. By using this platform, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into these Terms of Use.

Account Information

When creating an account, you agree to provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

1. You must provide truthful and accurate personal information during registration
2. You are solely responsible for maintaining the security of your login credentials
3. You must immediately notify us of any unauthorized use of your account
4. You may not share your account with others or allow others to access your account

4. Acceptable Use Policy

You agree to use our platform only for lawful purposes and in accordance with these Terms of Use. You are prohibited from using the site in any way that could damage, disable, overburden, or impair our servers or networks.

Prohibited Activities

• Violating any applicable federal, state, local, or international laws or regulations
• Transmitting or procuring the sending of any advertising or promotional material without our prior written consent
• Impersonating or attempting to impersonate the Company, Company employees, another user, or any other person or entity
• Engaging in any other conduct that restricts or inhibits anyone's use or enjoyment of the website
• Using the platform to transmit, or procure the sending of, any unsolicited or unauthorized advertising or promotional material

5. Educational Services and Content

Our platform provides educational resources and training programs focused on internet entrepreneurship skills. All educational content is provided for informational and learning purposes only.

Educational Program Terms

When you enroll in our educational programs, you acknowledge that learning outcomes depend on your individual effort, commitment, and application of the materials provided. We offer educational guidance and resources but cannot guarantee specific business results or financial outcomes.

6. Intellectual Property Rights

The platform and its entire contents, features, and functionality are owned by lumitirayvia, its licensors, or other providers of such material and are protected by Australian and international copyright, trademark, patent, trade secret, and other intellectual property laws.

User Content License

By posting content on our platform, you grant us a non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content throughout the world in any media.

1. You retain ownership of any intellectual property rights in content you submit
2. You represent that you have all necessary rights to grant the license described above
3. You will not post content that infringes on third-party intellectual property rights

7. Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information in connection with your access to and use of the platform is described in our Privacy Policy, which is incorporated into these Terms of Use by reference.

We comply with applicable Australian privacy laws, including the Privacy Act 1988, in our collection, use, and disclosure of personal information. You acknowledge that internet transmissions are never completely private or secure, and any message or information you send may be read or intercepted by others.

8. Payment Terms and Refunds

Payment Processing

All payments for our services are processed securely through third-party payment processors. By making a payment, you authorize us to charge your chosen payment method for the amount due.

Refund Policy

We offer a satisfaction-based refund policy for our educational programs. Specific refund terms are outlined in your enrollment agreement and may vary depending on the program type and duration.

• Refund requests must be submitted in writing within the specified timeframe
• Refunds are processed using the original payment method when possible
• Processing time for approved refunds is typically 5-10 business days

9. Disclaimers and Limitation of Liability

The information on this platform is provided on an "as is" basis. To the fullest extent permitted by law, this Company excludes all representations, warranties, conditions, and terms whether express or implied.

Educational Content Disclaimer

Our educational content is designed to provide general information and learning opportunities about internet entrepreneurship concepts. This content should not be considered as professional business advice, financial advice, or guarantees of business success.

10. Indemnification

You agree to defend, indemnify, and hold harmless lumitirayvia, its affiliates, licensors, and service providers from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees arising out of or relating to your violation of these Terms of Use.

This indemnification obligation will survive these Terms of Use and your use of the platform.

11. Governing Law and Jurisdiction

These Terms of Use and any dispute or claim arising out of or related to them shall be governed by and construed in accordance with the laws of Victoria, Australia, without regard to conflict of law principles.

Any legal suit, action, or proceeding arising out of or related to these Terms of Use shall be instituted exclusively in the courts of Victoria, Australia. You waive any objection to the venue of any such proceeding in such courts.

12. Termination

We may terminate or suspend your account and bar access to the platform immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever, including without limitation if you breach the Terms of Use.

Effect of Termination

Upon termination, your right to use the platform will cease immediately. If you wish to terminate your account, you may simply discontinue using the platform or contact us directly.

13. Severability and Waiver

If any provision of these Terms of Use is held by a court or other tribunal of competent jurisdiction to be invalid, illegal, or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions will continue in full force and effect.

The failure of Company to enforce any right or provision of these Terms of Use will not be considered a waiver of those rights.